NeuFinTrack
Your money. Your device. Nobody else's.
Your whole financial life — spending, investments, net worth, goals, insurance and India tax — in one private app that lives entirely on your phone. No account. No bank login. Nothing in the cloud.
- 100% on-device — no cloud, no bank linking, no telemetry
- SQLCipher AES-256 full-database encryption
- Biometric / PIN gate on every launch
- Six money tools in one app
- Free for the first 12 months
NeuFinTrack home dashboard
Key Features
Everything you need to transform your personal finance operations
Spending & Income
Log expenses and income with an inline calculator for amount entry, plus bulk spreadsheet-style entry for fast catch-up. Categories with parent → sub-category hierarchy, tags, and per-person spend.
Budgets & Subscriptions
Envelopes and budget groups with 80 / 100 / 110% threshold alerts. Recurring rules and a dedicated Subscriptions view with monthly totals and renewal reminders.
Investments & Net Worth
Track mutual funds, stocks, ETFs, deposits, retirement accounts, gold, assets and liabilities. Net-worth dashboard with assets minus liabilities and month-over-month trend — all manual entry, no broker links.
Planning
Goals with 25 / 50 / 75 / 100% milestone alerts, insurance renewal reminders (T-30 / T-7 / day-of), India tax tracker (80C / 80D / 80CCD(1B) / HRA, old vs new regime side by side), and interpersonal debts / IOUs.
Insight & Reports
Analytics and insights, category breakdown, a custom report builder with PDF export, and financial calculators (loan / interest / payoff / convert).
Ask AI (BYOK)
Hand a structured snapshot to ChatGPT, Claude, Gemini or Perplexity using your own key. NeuFinTrack never calls an AI itself — data leaves the device only when you tap an external AI app.
Data Ownership
Back up your entire database to a single passphrase-encrypted .nftbak file, portable across devices and reinstalls. Restore validates the file, keeps a safety copy, and swaps it in on boot.
Privacy & Security
No INTERNET permission, no telemetry, no cloud sync. The master key lives in the hardware-backed Keychain / Keystore, with row-level field encryption and FLAG_SECURE so figures never appear in screenshots or recents.
Powerful Components
Specialized modules designed for specific business needs
Day-to-day Money
Everyday spending, income and budgeting in one place
Wealth & Net Worth
Manual-entry investments, assets and liabilities with trend
Planning
Goals, insurance, India tax and interpersonal debts
Insight & Tools
Analytics, custom reports and financial calculators
Privacy & Encryption
Local-only storage with hardware-backed encryption
Data Ownership
Portable, passphrase-encrypted backup and restore
Impact by Numbers
Measurable results that matter
Network calls
AES encryption
Money tools in one app
Months free
Built With the Best
Modern, battle-tested technologies powering NeuFinTrack